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American Express AIR MILES Credit Card credit card reviews


American Express AIR MILES Credit Card credit card details and credit card application link.

The American Express AIR MILES Credit Card is a rewards credit card that gives cardholders the opportunity to earn reward miles by charging purchases to their credit card. Every $15 charged to the card earns 1 bonus mile while new cardholders are entitled to a welcome bonus of 150 miles. Cardholders can shop at over one hundred sponsors in Canada, showing their AIR MILES Collector Card. In this way, bonus miles will be earned on both. The rewards points can be redeemed for entertainment, leisure, travel, and various other lifestyle rewards. Cardholders can redeem the points online by calling the number of the AIR MILES Customer Care Centre.

The introductory interest rate is just 2.99 percent and is valid for purchases over the first twelve months. The card is featured with no annual fee and 19.99 percent interest rate. The rate increases to 21.99 percent if the cardholder has two separate missed payments within twelve billing periods. In case there are three or more missed payments or one missed payment, which is unpaid for two or more billing periods, the interest rate increases to 25.99 percent. The interest-free period is 21 days. Other fees also apply, including dishonored payment fee, funds advance fee, over limit fee, etc. Supplementary cards can be requested at no added cost.

The American Express AIR MILES Credit Card goes with many beneficial features, including Front of the Line, reserved seating, travel accident insurance, American Express assured reservations, and more.

Applicants for this credit card should be Canadian citizens/ residents who can show a Canadian credit file. The required annual income per person is $15,000 or over. In addition, the applicant should be of legal age and should have not filed for bankruptcy over a 7-year period.

The American Express AIR MILES goes with a number of online tools, which help cardholders stay organized, bank anywhere, and get assistance 24/7. Using the online tools offered, account holders can schedule payments, check recent transactions, set up text and email reminders for payments due, and more. The card account can be accessed remotely from a desktop computer or laptop thanks to the user-friendly resources and tools available. Customers who have any questions or need assistance can contact American Express’s global customer support, available 24/7.

Another credit card to look into is the BMO Air Miles Credit Card by the Bank of Montreal. This card is offered with an annual fee of $35 and interest rate of 12.9 percent or no annual fee and higher interest rate of 19.5 percent. The card goes with a number of included features, among which zero dollar liability, MasterCard Paypass, extended warranty, chip technology, and purchase protection. Identity theft assistance is also available. The MasterCard Global Service offers help with emergency cash advances, lost and stolen cards, accessing card benefits and account-related details, as well as emergency card replacement. Optional features include medical protection, travel protection, and balance insurance. Every $20 charged to the credit card earns one rewards mile. Points can be redeemed for tickets, vacations, merchandize, and more. In addition, cardholders enjoy rental discounts of up to 25 percent at locations of Alamo and National Car Rental.


Credit Card Details
NameAmerican Express AIR MILES Credit Card Apply Now
TypeAMEX
Interest Rate18.5%
Annual Fee$0
RewardsYes
Cash BackNo
AirlineYes
StudentNo
SecureNo
PrepaidNo
StoreNo
BusinessNo
Low InterestNo
Auto and GasNo
Instant ApprovalNo
Balance TransferYes
US DollarNo
No Annual FeeYes