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Blue Sky from American Express credit card reviews

Blue Sky from American Express credit card details and credit card application link.

If you want to use your credit card as a means of earning travel rewards, the Blue Sky from Amex is a great choice. This unique card lets you make hotel and airline ticket bookings, car rental, and other travel arrangements through your own channels. Thus, you are not tied down to the credit card company’s agents or partners and enjoy a certain degree of freedom. After this, you redeem your points and get credit back. By making your own reservations, you avoid restrictions like having to book a flight three weeks in advance or compulsory Saturday stays, typical of other reward programs. To get returns on points, you must make flight reservations and pay for the tickets with your Blue Sky card. Then, you use your points to get credit returns into your statement. You must make a request to redeem points within two months of being billed the charge.

No annual fee is charged on the Blue Sky from Amex while rebates are above one percent. If you are traveling to some overseas location, you are eligible for discounts at participating retail stores or restaurants worldwide. You can earn points regardless of the airline you are using, the hotel you are staying at, or the company you are renting the car from – with certain restrictions. The great news is that your points never expire.

The Blue Sky from Amex is interest-free for up to six months after you are approved. You get travel rebates on as little as 7,500 points. After the first six months, the annual interest rate is 19.99 percent, 21.99 or 25.99 percent based on the standing of your account. Clients can earn a point on practically every dollar charged to the card. If you do business at partner companies like Marriott and Hertz, you are eligible for major discounts – up to 20 percent at Hertz, for one. Every time you stay at the JW Marriott, you will be treated to a free breakfast no matter where in the world you are, and you will get a discount of $100 on your next stay. The annual interest on balance transfers is 17.24, 19.24 or 21.24 percent if requested within one month of opening the account. Annual interest on additional balance transfers is again 17.24, 19.24 or 21.24 percent depending on the standing of your account.

The interest on cash advances is 25.24 percent and penalty interest, where applicable, is 27.24 percent. The latter applies if you make a late payment or one that is returned.

If you haven’t reached at your cell to inquire yet, you might also check the Capital One Aspire World MasterCard. This financial product comes with an annual interest rate of 19.8 percent on purchases, cash advances, and balance transfers. The annual fee is $120, and the typical card holder has a good or outstanding credit rating, spending over $2000 per month. The minimum income of potential applicants is in the range of $70,000. When making purchases with the card, clients earn two bonus miles on every $1 spent. If your monthly spend is $3000, you will get 82,000 miles! Moreover, customers automatically get 35,000 reward miles with their first purchase and 10,000 anniversary bonuses every year. The product comes with a variety of added benefits such as Trip Cancellation Insurance and Travel Emergency Medical Insurance.

Credit Card Details
NameBlue Sky from American Express Apply Now
Interest Rate19.99%
Annual Fee$0
Cash BackYes
Low InterestYes
Auto and GasNo
Instant ApprovalNo
Balance TransferYes
US DollarNo
No Annual FeeYes