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Citi Platinum MasterCard credit card reviews

Citi Platinum MasterCard credit card details and credit card application link.

Like the Citi MasterCard and Citi Gold, the Citi Platinum offers 19.99 % interest on purchases, 22.99 percent on cash advances, and no annual fee. The spending limit of the Citi Platinum is $50,000. This is combined with the added perk of car rental insurance as much as $20 a day if you decline the automatic collision and/ or loss damage waiver of the car rental company.

The biggest convenience is the universal acceptance of MasterCard. The brand is recognized at more than 25 million locations worldwide. In addition, you have quick access to cash via Automated Teller Machines (ATMs) and MasterCheques.

The Citi Platinum is a great choice for those who love safe traveling. The typical health insurance plans available throughout the Canadian provinces only reimburse a portion of the expenses incurred for medical care. When you travel outside the province you live in, you are not medically covered. If you suffer an accident, your medical bills skyrocket.

With the Emergency Travel Medical Insurance available to Citi Platinum cardholders, you get as much as $5 million in coverage if you become sick and require urgent hospitalization. The ultimate travel protection Citi offers includes up to $25,000 in trip interruption coverage (if your trip is disrupted for whatever reason), baggage insurance, and accidental death insurance. You can choose from single, companion, and family plans. The service is available 24/7. Travel accident insurance amounts to $500,000 if you charged the plane, train, bus, or boat tickets to your card. Insurance on baggage delays covers a maximum of $300. This amount goes toward emergency purchase of vital items if your baggage is late on a trip charged to the Citi Platinum. The bank also helps its clients arrange emergency replacement of lost documents they require to make it safe back home. Another special service is emergency medical and legal referral service. Citi will refer you to the nearest doctor or medical facility and cover the expenses or arrange contact with a legal advisor and cover the legal fees and services.

Citi offers identity theft solutions and fraud and liability protection. Identity theft is becoming a major problem in Canada. Identity theft protection is a free service offered to card holders no matter whether the fraud involved the card itself or another personal ID document. Another aspect of automatic coverage involves early warning for fraud. If Citi thinks it is not you who is using the card, its representatives will contact you right away. Finally, Citi assures that you will not be responsible if someone uses your card illegally without your knowledge.

Platinum cards come with a variety of features and benefits. The American Express AeroplanPlus Platinum Card goes with an annual interest rate of 30 percent on balances that have not been paid in full. The annual fee is $499, and clients receive 25,000 bonus miles as a part of the introductory offer. Card holders earn up to 1.5 miles for every dollar in purchases. In order to earn at the maximum rate, clients should make purchases worth over $25,000. Rewards can be redeemed for hotel stays, car rentals, home, dining, spa, fashion, and entertainment gift cards. In addition, one can redeem points for home decor or brand name small appliances.

Credit Card Details
NameCiti Platinum MasterCard Apply Now
Interest Rate19.99%
Annual Fee$0
Cash BackNo
Low InterestNo
Auto and GasNo
Instant ApprovalNo
Balance TransferNo
US DollarNo
No Annual FeeYes