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Laurentian VISA Black Reward Me credit card reviews

Laurentian VISA Black Reward Me credit card details and credit card application link.

The Black Reward Me Visa is one of the many products of the Laurentian Bank of Canada, which is active primarily in the province of Quebec but operates in a number of specific segments throughout the country. The Laurentian Bank of Canada is the third-biggest bank in Quebec with a history of more than 160 years.

The Black Reward Me Visa adds a spice to the practical side of life. This Visa card is featured with a very attractive rewards program. It allows you to pile up points faster than most cards without the annual fees imposed by other banks. You can exchange these points for gift checks at more than 65 participating retail stores. The rewards include products from many well-known brands in Canada, including SAQ, Pharmaprix, and more. Holders of Black Reward Me Visa get rebates when they spend more than $200 in net worth during the billing cycle. Naturally, balance transfers, cash advances, interest, fees, and expenses of this type are not considered purchases and thus not subject to rebate. Every dollar spent gives you one reward point, and all points can be redeemed at participating establishments. The minimum amount of points you must have to get a reward is 2,600.

Additional benefits offered by this program include deferral of payment for 21 days without interest until the date on your bank statement, access to online statements, acceptance in more than 150 countries worldwide, and withdrawal from 800,000 ATMs and 400,000 financial institutions worldwide. Clients can request a free extra card, on which they can earn points as well. Additional advantages are the cash transfers with Visa checks to other credit cards and the option to make payments by phone, mail, online or at a bank branch. There is a special Visa Black Reward Me credit card for students as well.

The security and safety of this credit card are guaranteed. Clients receive a reimbursement of up to $750 per month (maximum of $15,000) in the event of unemployment or disability and legal assistance whenever they require it. The Visa Black is very convenient in that you can charge all your purchases to it without added fees. The account statement helps you track down your expenses quickly and with ease. Card conditions also entail extended warranty and purchase insurance. The warranty of the manufacturer is extended by up to one year and guarantees protection for as many as 90 days (following the purchase) if the product is lost, stolen or damaged. Cash is available 24/7 in the event of emergency.

The TD Rebate Rewards Visa Card is another good option for clients who prefer to get cash back. This credit card comes with no annual fee, interest rate of 21.5 percent on cash advances and 19.99 percent on purchases. Card holders earn 1 percent cash back if they make annual purchases of over $3000, charged to the card. The cash reward is at 0.5 percent on the first $3000. Optional benefits are the Travel Medical Insurance, Standard or Deluxe TD Auto Club, and Balance Protection Insurance. Included features are the chip enabled technology, budget rent a car preferred rates, Visa payWave Technology, and free authorized user cards. The preferred rates are applicable on the territory of Canada, United States, and some international locations.

Credit Card Details
NameLaurentian VISA Black Reward Me Apply Now
Interest Rate19.99%
Annual Fee$0
Cash BackNo
Low InterestNo
Auto and GasNo
Instant ApprovalNo
Balance TransferYes
US DollarNo
No Annual FeeYes